So what is going on? That’s what this series is about and let’s get right into it; as Joe Friday said, “Just the Facts Ma’am”. Another interesting occurrence is the number of business applications in the US this year; in short, the number of applications have skyrocketed. It really goes to show the innovation of the American people as a whole. People have shifted, created, designed, and adapted their businesses to fit ever evolving needs during the pandemic. Although a great number of … [Read more...]

So what is going on? That’s what this series is about and let’s get right into it; as Joe Friday said, “Just the Facts Ma’am”. Earlier this year, we made a post about the rise in FICO scores. Why the rise though? To be specific, the stimulus check. 35% used the money to pay down and/or retire debt. 36% put it straight into savings (you have probably heard or seen some news story about the rise in deposits country wide). The remaining 29% spent it (we are not saying that this was not impactful … [Read more...]

So what is going on? That’s what this series is about and let’s get right into it; as Joe Friday said, “Just the Facts Ma’am”.    PREDICTIONS from the Experts in April about 2020 VS ACTUAL Results So, it has been a… let's go with interesting year, to say the least. There is so much going on right now, that we wanted to take a closer look at the market in general as well as what all the experts have said about and what actually happened. Let’s go back to April 2020. We were just out of the … [Read more...]

To those that have served our country, in times of peace and times of war, we thank you for your service. You volunteered to stand up to defend this country. You show us what bravery is, what can be achieved through dedication, as well as what it means to have honor. The First Armistice Day (later renamed Veterans Day) was celebrated on November 11, 1919. These words were said: The White House, November 11, 1919.      "A year ago today our enemies laid down their arms in … [Read more...]

We trust you and your families are healthy and well in these unusual times. Covid 19 and Politics Still Dominate our local News. Although the election is over we have a recount and two senate races headed to a run-off January 5th – be sure to vote if you still live in Georgia. Whether you like them or not Rafeal Warnock and Kelly Loeffler put out some unusual and clever ads here and here.  It will be an interesting 2 months here. Most of the zip codes we service are of almost fully … [Read more...]