If you're planning to buy your first home, then you're probably focused on saving for all the costs involved in such a big purchase. One of the expenses that may be at the top of your mind is your down payment. If you’re intimidated by how much you need to save for that, it may be because you believe you must put 20% down. That doesn’t necessarily have to be the case. As the National Association of Realtors (NAR) notes: “One of the biggest misconceptions among housing consumers is what the … [Read more...]
How Owning a Home Grows Your Wealth with Time
Is Homeownership Still the American Dream?
Homeownership has been a symbol of the American Dream since the dawn of this great nation. Owning a home is a cherished aspiration of many Americans, representing stability, security, and financial well-being. As a nation, we take pride in our ability to achieve this dream. Owning a home is an investment of time, money, and resources. It is a decision that affects many aspects of our lives, from our daily routines to our long-term financial plans. But, in the current economic climate, is … [Read more...]
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