If you're planning to buy your first home, then you're probably focused on saving for all the costs involved in such a big purchase. One of the expenses that may be at the top of your mind is your down payment. If you’re intimidated by how much you need to save for that, it may be because you believe you must put 20% down. That doesn’t necessarily have to be the case. As the National Association of Realtors (NAR) notes: “One of the biggest misconceptions among housing consumers is what the … [Read more...]

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The real estate market has been on a roller coaster ride in the past year. Prices skyrocketed during the pandemic as buyers searched for homes with more space and remote work capabilities. However, the situation quickly shifted and prices started to decline by last summer. But now, we have good news: home values are stabilizing and they are back on the rise. In this post, we'll look at what that means for home buyers and sellers. After reaching their peak last year, home prices have … [Read more...]

Buying a home is one of the most significant milestones in life. Apart from the obvious advantage of owning a roof over your head, homeownership has so much more to offer. For instance, homeownership has proven to be beneficial in various aspects of life, such as health, community involvement, and financial literacy. In this blog, we will discuss the five most significant social benefits of homeownership. Civic Participation: Homeownership has a significant impact on community … [Read more...]